Skip to main content
Module · Network Intelligence

Know every doctor on every plan.

Atlas Network runs on velora-network-mcp — 79 carriers, 30 billion rate records, 42,000+ hospitals, and 9 million NPIs, indexed. Disruption reports, provider lookups, and plan benchmarking that used to take a broker two weeks now take three minutes.

Velora-native module
Velora productvelora-network-mcp

Network intelligence is powered by velora-network-mcp — a Velora-owned provider-network graph, exposed to Atlas as an MCP server so your AI agents can call it directly. Mercer and Veritasant provide comparable output as a paid analyst engagement; Atlas does it as a product you run yourself.

The unfair advantage on every plan change.

Disruption reports

Upload a census. Atlas compares each employee's current providers across 79 carriers' networks. Output: who stays in-network under each proposed plan, who goes out, and by how many providers. Renewal conversations turn from abstract to surgical.

Provider-by-NPI lookups

Client calls asking if Dr. Smith is in the UHC Choice Plus network in Houston. You have the answer before you hang up. NPI, address, specialty, effective dates — across every carrier's current MRF-published directory.

Plan benchmarking

Is this Aetna POS II plan priced in-range for a 120-EE group in Ohio? Atlas compares against thousands of anonymized peer groups. No more negotiating in the dark.

Data no broker has had access to.

01

79 carriers, weekly-refreshed MRFs

Every carrier's transparency-in-coverage Machine-Readable File (MRF), ingested weekly. BCBS 46 plans, Aetna, UHC, Cigna, Anthem, Kaiser, Humana, regional plans — 79 carriers in total, covering ~92% of US group-insured lives.

30B+ rate records · 42,485 hospitals
02

Census-based disruption scoring

Upload census with providers. Atlas scores each EE's disruption risk: low (current providers in-network under new plan), medium (some specialists drop), high (primary care drops), severe (hospital affiliation drops).

03

Hospital-specific disruption analysis

Hospital pricing transparency data ingested separately. You can answer 'what would a hip replacement at Cleveland Clinic cost under each proposed plan' with actual negotiated rates, not estimates.

In-network cost data on 8,900+ hospitals
04

9M NPIs, validated weekly

Every US provider in the NPPES registry, cross-referenced against each carrier's network. NPI validation (Luhn + format). Specialty, taxonomy, practice address, multi-location scanning.

05

Client-ready PDF output

White-labeled disruption report PDF. Executive summary, per-employee detail, per-specialty rollup, recommendation section. Drop it in a renewal meeting as-is.

06

Your AI concierge can answer network questions

When an employee asks 'is Dr. Smith in-network?' the answer comes back in seconds — sourced from live MRF data via the velora-intelligence service, not a guess. Atlas calls the network service over HTTPS for provider lookup, disruption analysis, and plan comparison.

Live HTTPS · auth-gated

Network feeds every renewal conversation.

Network data isn’t an island. When a renewal triggers in Ben Admin, Atlas auto-runs a disruption analysis against the client’s incumbent plan + 3 benchmark alternatives. Marketing can target employers whose incumbent plan shows severe disruption. And every provider network question routed to the AI concierge resolves against this data, not a chat summary.
  • Ben AdminRenewal triggers disruption analysis
  • MarketingDisruption data fuels targeted outreach
  • Billing ReconNetwork tier verified on premium math
  • HRISEmployee address → location-based lookups
~3 min
disruption report generation (1,000-EE group)

Time to produce a branded, white-label disruption report for a ~1,000-EE census against 4 proposed plans on Atlas Network. Traditional workflow (manual NPI lookups across carrier portals, aggregated in spreadsheets): typically 6–10 business days. Data sourced weekly from 79 carriers' published MRFs, 42K+ hospitals, and CMS NPPES (9M NPIs).

Pilot-phase benchmark· Reference customers launching Q2 2026 · ask for a reference call

Questions brokers actually ask.

Where does the data come from?
Every carrier is required by the Transparency in Coverage rule to publish Machine-Readable Files (MRFs) with negotiated rates and network data. Atlas Network ingests all of them weekly. NPIs come from CMS NPPES. Hospital rates come from CMS-mandated hospital transparency files. It’s all public data — we just built the infrastructure to make it usable.
How fresh is the data?
Weekly refresh on carrier MRFs (most carriers publish monthly, some weekly). NPPES updated monthly. Hospital pricing files refreshed quarterly. Each query surfaces the data freshness timestamp so you know what you’re looking at.
What counts as 'disruption' — how do you score it?
Low: all current providers in the new plan’s network. Medium: at least one specialist or ancillary provider drops but primary care stays. High: primary care provider drops. Severe: hospital affiliation drops (patient would need to switch facility for major procedures). Scores are computed per EE, aggregated for the group.
Can we brand the disruption reports?
Yes. White-label PDF output with your agency logo, colors, producer name, and contact. Client receives a deliverable that looks like it came from your firm.
Can other products call the network data directly?
Yes — the velora-intelligence service exposes provider lookup, disruption analysis, and plan comparison over an authenticated HTTPS API. Atlas itself ships an MCP server for the CRM core (contacts, deals, renewals); broader MCP coverage of the network surface is on the roadmap.
Does this work for self-funded plans?
For disruption analysis, yes — the underlying provider network is the carrier’s network regardless of funding model. For rate-level benchmarking against self-insured peer groups, partially — the data is sparser for self-funded because TPA-administered plans don’t always publish MRFs under the same scheme.

Run a disruption report on a live renewal.

Send us a census for one of your active renewals. We'll run it against the incumbent plan plus 3 alternatives and email you the white-labeled report. Free for a first use.